i have disabled it and to no avail it still isn't working

i have disabled it and to no avail it still isn't working

That's strange. Please, try clearing all the caches in Joomla and JoomSEF and purging the URLs in JoomSEF, so they can be recreated from scratch.

jF router disabled but yet still nothing. when i have apache mod_rewrite on it causes everything to fail. if its off then only joomla's sef is working

Well if standard Joomla SEF does not work either with mod_rewrite on, then this is not a JoomSEF problem. You need to check your .htaccess file, usually there is a problem with RewriteBase directive, if you're developing your site locally and you have it in some subfolder, like localhost/testsite, then you need to set the RewriteBase to /testsite. There can also be a problem with Options +FollowSymlinks line.
I'm sorry but I cannot help you more. If neither of this helps, you should probably discuss the .htaccess and server configuration with your web host, or if you are developing locally, you could try searching google for answers on server and .htaccess configuration.

Best regards,
ARTIO Support Team

well when i look at it when i have artio on it removes index.php/ from the url which ends up breaking the url directly